Website Terms of Use

Last updated: November 23, 2024 Version: 1.0

Introduction

The Insurmate website located at https://www.insurmate.app/login is a copyrighted work belonging to We Care Insurance Inc. Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features.

All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

These Terms of Use describe the legally binding terms and conditions that oversee your use of the Site. By logging into the Site, you confirm compliance with these Terms and represent that you have the authority and capacity to enter into these Terms. You should be at least 18 years of age to access the Site. If you disagree with all provisions of these Terms, do not log into and/or use the Site.

These terms require the use of arbitration (Section 10.2) on an individual basis to resolve disputes and also limit the remedies available to you in the event of a dispute.


Access to the Site

Subject to these Terms

Company grants you a non-transferable, non-exclusive, revocable, limited license to access the Site solely for your own personal, noncommercial use.

Certain Restrictions

The rights approved to you in these Terms are subject to the following restrictions:

Company reserves the right to change, suspend, or cease the Site with or without notice to you. You agree that Company will not be held liable for any change, interruption, or termination of the Site or any part.

Intellectual Property Rights

Excluding any User Content that you may provide, all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and its content are owned by Company or Company’s suppliers.


The Site may contain links to third-party websites and services, and/or display advertisements for third parties. Such links and ads are not under the control of Company, and Company is not responsible for any Third-Party Links & Ads. Access to these Third-Party Links & Ads is at your own risk.

Other Users

Each Site user is solely responsible for their User Content. The Company is not responsible for any User Content, whether provided by you or by others.

You hereby release the Company and its officers, employees, agents, successors, and assigns from all claims, controversies, and disputes arising out of or relating to the Site.


Disclaimers

The Site is provided on an “as-is” and “as available” basis. Company and its suppliers disclaim all warranties and conditions of any kind, whether express, implied, or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.


Limitation on Liability

To the maximum extent permitted by law, Company or its suppliers will not be liable to you or any third party for any lost profits, lost data, or any indirect, consequential, incidental, or special damages arising from these Terms or your use of the Site.

The maximum liability of the Company to you for any damages will be limited to fifty U.S. dollars ($50).


Term and Termination

These Terms will remain in full force while you use the Site. Company may suspend or terminate your rights to use the Site for any reason at its sole discretion, including for any violation of these Terms. Upon termination, your rights to access the Site will cease immediately.


Company respects the intellectual property of others and requests that users of the Site do the same. If you believe your work has been infringed, contact Company with the following information:

  1. Your physical or electronic signature.
  2. Identification of the copyrighted work(s) you claim to have been infringed.
  3. Identification of the material that is infringing and its location on the Site.
  4. Your contact information.
  5. A statement that you have a good faith belief that the material is not authorized by the copyright owner.
  6. A statement under penalty of perjury that your notification is accurate.

General

These Terms are subject to occasional revision. If substantial changes are made, you will be notified via email or a prominent notice on the Site. Continued use of the Site following such changes constitutes acknowledgment and agreement to the changes.

Dispute Resolution

All claims and disputes arising under these Terms must be resolved through binding arbitration on an individual basis. The arbitration shall be conducted by the American Arbitration Association (AAA). Both parties waive the right to a jury trial and class or consolidated actions.


Contact Information